We provide Debt Management that will help

Do you feel overwhelmed by debt and are you in need of Debt Management?

Kleenslate offers professional and confidential Debt Counselling and Debt Management services. We can help you take control of your debt and get back on track financially.

Break The Cycle of Bad Debt With Our Debt Management

We provide debt management that will help you break the cycle of bad debt and improve your financial position. We use the years of experience collated by our in-house experts to provide you with the most effective strategy for reducing your debts. We will work with you one-on-one to create a plan that is tailored specifically to your needs. We believe that everyone should have the opportunity to live a life free from debt.

About Us

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Benefits of Debt Review

Instalments are reduced to one affordable monthly payment.

It saves you money on interest and fees.

All your living expenses are covered by a new budget, and you can breathe again.

Neither your home nor your car can be repossessed by credit providers. As long as they have not initiated legal action, we will protect your assets if you speak to us early on.

You enjoy full legal protection immediately we notify your creditors of your application, which means your creditors cannot take legal action against you.

There are no upfront fees. National Credit Regulator (NCR) regulates all fees.

Your creditors will be contacted and an affordable repayment plan will be negotiated.

You will enjoy access to money in your pocket again.

free Consultation & Credit Check

You can get help right away by contacting our financial debt management experts for a free consultation and credit check.

Options to Suit Your Debt Problem

Kleenslate offers you the best debt management options to suit your debt problem.

At Kleenslate, we provide debt counseling and help you get back on your feet. We offer a variety of services to help you get out of debt, such as budgeting support and guidance through the National Credit Act (NCA). We understand that it can be difficult to start repaying your debts, so we are here to support you every step of the way. Call us today for a free consultation.

We provide personalized and confidential financial counselling services to help you achieve your financial goals. We will assist you in understanding your current financial situation, identify potential solutions, and provide useful advice to help put your finances in order. We work with a range of clients from individuals just starting out to those who are already facing tough challenges. Let us help you take control of your finances for the long term.

We specialise in budget restructure that can help you to analyse your budget and suggest spending behaviour changes to improve your cash flow and credit score. We work with clients from all walks of life, and our team of experienced financial advisors are dedicated to helping you get back on track. We can help you to regain control of your finances and improve your overall financial situation.

Not only can Kleenslate help you save your house or car, but we can also help you resolve disputes with your creditors, and check for reckless lending, prescription or overcharges on accounts with regard to interest and costs. If Kleenslate is unable to resolve a dispute or deal with matters beyond our scope, we can refer you to a company that specialises in Alternative Dispute Resolution. We offer a free consultant so we can formulate the best solution for you.

Debt Counselling Process

Our Debt Counselling Process that makes a difference:

Step 1

Analyse the financial situation of the client

Step 2

All documents required for application are gathered for a formal review

Step 3

New proposals sent to creditors of confirmation for new restructured payment plan

Step 4

Client is listed on the NCR Debt Help System and at the Credit Bureaus as being under debt review to enjoy relief from legal action

Step 5

Once all creditors confirm restructured payment plan, Consent Order is granted and monthly payments can commence

Step 6

During the process, when smaller debts get paid in full, these monthly distributions will be used towards larger debts ensuring that your debt is paid as quickly as possible

Step 7

Once all accounts are settled in full (except for your home loan, if applicable), you can exit the debt review process by obtaining a Form 19 Clearance Certificate which will ensure that your status is updated on the NCR Debt Help System and the debt review indicator is removed at the Credit Bureaus leaving you financially free

Step 8

Under certain circumstances, you may choose to withdraw from the debt review process by bringing an Application to Court for Rescission of the Debt Review. In order to do this, however, we will need to show that you are no longer over-indebted

Book a free Consultation & Credit Check Today!

Phone: 010 001 9146

Email: info@kleeenslatedc.co.za

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